Cen Cal Business Finance Group was established in 1984 as a private, not-for-profit organization. In 1984, it was licensed by the U.S. Small Business Administration as a Certified Development Company (CDC) to deliver the SBA 504 program to Kern County.

Our Mission

Our mission as a local Certified Development Company is to provide fixed-rate SBA 504 Loans for owner-occupied real estate acquisitions and equipment purchases to small and medium sized businesses in Central and Northern California by partnering with banks, private lenders, and credit unions.


We strive to make the financing process as painless as possible for the small business owner by:

  1. Offering timely and meaningful information to all parties involved in the expansion of a business.

  2. Preparing and delivering the highest quality loan package on behalf of our clients to the appropriate parties.

  3. Maintaining control of the closing process to obtain funding as quickly as possible.

We strive to offer our clients the best financing package available by:

  1. Maintaining a working knowledge with a variety of government financing programs.

  2. Utilize the most up-to-date technology to improve appeal, consistency, and timeliness.