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To stimulate economic development and create (or retain) jobs in the region by helping
small and medium-size businesses obtain financing.


Mid State Development would like to be the provider of premier financing tools for
economic development in the counties that it serves.

We envision assisting in the creation or retention of 1,000 jobs over the next five years
in the area we serve.

We envision growing our service area to include five counties in Central California in
the next five years.

We envision being the highest quality provider/consultant in government guaranteed or
sponsored lending in the areas we serve.


We strive to make the financing process as painless as possible for the small business
owner by:

  • Offering timely and meaningful information to all parties involved in the expansion of a
  • Preparing and delivering the highest quality loan package on behalf of our clients to
    the appropriate parties.
  • Maintaining control of the closing process to obtain funding as quickly as possible.

We strive to offer our clients the best financing package available by:

  • Maintaining a working knowledge with a variety of government financing programs.
  • Utilize the most up-to-date technology to improve appeal, consistency, and timeliness.

We strive to maintain a financially sound status so that we can remain a viable force in
the counties we serve by:

  • Charging fees that are appropriate to the marketplace and the quality of service we
  • Creating and servicing a sufficient portfolio of quality loans.

We strive to maintain a knowledgeable and motivated staff by:

  • Offering continual training for industry readiness and personal growth.
  • Offering compensation packages competitive with like work in the area we
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